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Pay Later

SUPERCHARGE SALE WITH PAY LATER

Attract, convert and retain your customer with easy and seamless payment solution

Brand

Pay Later

With only one-time registration, Pay Later provides user with a credit line, which empower users to make instant payment on MoMo merchant ecosystem and pay back next month.

IMPRESSIVE NUMBERS

0 Million VND

Maximum credit limit

0%

Approval Rate for MoMo User

0 sec

Easy and fast registration and approval

0 days

Pay later after maximum 45 days with options to pay in installment

IMPRESSIVE OUTCOME

Revenue Boost

Revenue Boost

Empower user to enjoy and buy your product, even with higher ticket size

Riskless

Riskless

MoMo bear all the risk. Whether users pay or not, once the transaction is made, you will receive full transaction amount (minus fee)

New Customer

New Customer

Empower hesitant user to try out and become your new customer. Payment is easy, now they want to buy more!

More competitive

More competitive

You have special campaign for user which other competitors don’t

Lower COD Rate

Lower COD Rate

Lower your COD rate, here goes all the risks!

EASY AND SEAMLESS

miniapp

Touchpoint

Touchpoints provide customers a better view of payment plans which appeals user to make purchases.

Seamless and easy

Simple and easy-to-integrate payment flow across online and offline platforms.

Choose the desired products on your website or your application
Scan QR code or system will direct to MoMo Application
Check and confirm payment
Receive result

FAQs

1. Benefits from being a partner of Pay Later

- Boost your conversion rate. Window shoppers are now empowered to try out your products - Increase your average order value. Pay Later users tend to spend +60% than before - Acquire new customer from more than 32 million MoMo users - Boost your brand awareness and lots of co-brand marketing promotion with MoMo And many more!

2. Is Pay Later safe and secured?

MoMo E-Wallet is licensed and authorized by the State Bank, is the strategic partners of most of the largest banks in Vietnam. MoMo meets international security standards: PCI DSS highest level; 2FA, SSL/TLS, Tokenization. Multi-layer security when logging in & making payment: OTP authentication code, fingerprint / face authentication, automatically lock the application and automatically prevent transactions with any sign of fraud. Therefore, Pay Later by MoMo strictly follows the general safety and security criteria.

3. How to be a partner of Pay Later?

Our goal is to provide customers with the best pay later/pay in instalment in varies of industry, such as: Apparel & Fashion, Cosmetic, Accessories, Education, Travel, etc. We are always willing partner up. - Please contact us via hotline: 1900 636 652 (Press 2 for English) - Email: merchant.care@momo.vn

4. How to give customer a refund?

Whether customers are able to refund, it depends on your policy. If yes, you can config via MoMo for Business (M4B), just choose the transaction, properties and choose refund.

5. Where can I find the payment reconciliation?

You can track and manage your transactions online via MoMo for Business (M4B). Transactions are updated real time and are defined as each payment method (MoMo E-Wallet, Pay Later, Flik).

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GETTING STARTED